# mprunderwriting (Excerpts)

## 2026 Webinar: The New Rules of MGA Success (Post)
URL: https://www.mprunderwriting.com/insights/2026-webinar-the-new-rules-of-mga-success/
Date: 2026-07-29

Tim Jones, director at MPR Underwriting, recently joined an expert panel hosted by Insurance DataLab to discuss the future of the UK MGA market. 

## MPR Hi – Practical Support for Placement Decisions (Post)
URL: https://www.mprunderwriting.com/insights/mpr-hi-practical-support-for-placement-decisions/
Date: 2026-07-14

At MPR Underwriting, we believe the best outcomes are achieved when efficient placement strategies are supported by access to knowledgeable underwriters who can provide context to decisions and challenge assumptions, helping our brokers find practical solutions when risks are anything but straightforward.

## Management Liability Run Off: A Section by Section Review (Post)
URL: https://www.mprunderwriting.com/insights/management-liability-run-off-a-section-by-section-review/
Date: 2026-06-30

The advent of Management Liability (“ML”) policies has created easy to transact, dynamic solutions for financial lines insurance. At the same time, some of these products can lack precision in critical areas, not the least of which is what happens following an acquisition or transaction event. 

## e-traded Management Liability: On-line Limits (Post)
URL: https://www.mprunderwriting.com/insights/e-trade-carefully-management-liability/
Date: 2026-06-30

More brokers are turning away from the placement of Management
Liability (“ML”) through on-line systems, in favour of underwriting led solutions. 

## Why a Single Policyholder is Optimal on ML Policies (Post)
URL: https://www.mprunderwriting.com/insights/why-a-single-policyholder-is-optimal-on-ml-policies/
Date: 2026-04-13

It is common on some classes of insurance to have more than a single named policyholder. On Management Liability (“ML”) or Directors & Officers (“D&O”), this is not a generally accepted approach and is potentially much more complicated, so insurers will usually resist any requests to do so. 

## Why a Combined D&O and Entity Cover Limit might not be a Good Idea (Post)
URL: https://www.mprunderwriting.com/insights/why-a-combined-do-and-entity-cover-limit-might-not-be-a-good-idea/
Date: 2026-04-13

A common feature in Management Liability (“ML”) policies is the combination of the Directors & Officers (“D&O”) cover section with that of cover for the entity that employs them. 

## MPR Hi – Human Intelligence. Dedicated Service (Post)
URL: https://www.mprunderwriting.com/insights/mpr-hi-human-intelligence-dedicated-service/
Date: 2026-03-23

While automation and AI offer valuable benefits, we believe that financial lines insurance demands HI - Human Intelligence – the kind shaped by deep experience, sound judgement and expert oversight to navigate complex, nuanced decisions. 

## Podcast: The Value of Chartered Status (Post)
URL: https://www.mprunderwriting.com/insights/podcast-the-value-of-chartered-status/
Date: 2026-02-25

Neil McCarthy was a guest on The Journal Podcast, sharing what it truly means for MPR to be a Chartered Insurance Underwriting Agent and exploring the difference it makes inside firms, the impact it has on customer relationships, and why it continues to be a gold standard for integrity in insurance.

## Management Liability Loss Examples (Directors & Officers and Company/Entity Sections) Compendium (Post)
URL: https://www.mprunderwriting.com/insights/management-liability-loss-examples-directors-officers-and-company-entity-sections-compendium/
Date: 2026-02-03

After almost 10 years since MPR was established, we have witnessed many Management Liability (“ML”) claims. The loss landscape continues to deliver some old favourites, but new themes have emerged.

## Endorsements to Management Liability Policies: the Good, the Bad and the Ugly (Post)
URL: https://www.mprunderwriting.com/insights/endorsements-to-management-liability-policies-the-good-the-bad-and-the-ugly/
Date: 2026-01-17

Truth be told, there are very few ‘good’ endorsements to management liability (“ML”) policies. Those that do exist tend to do so to bring cover up to the levels of others in the market, so ‘good’ is a potentially false flag. 

## D&O Run Off Explained & Why (6 Year) Pre-Quoted Cover is Vital (Including Claim Examples) (Post)
URL: https://www.mprunderwriting.com/insights/do-run-off-explained-why-6-year-pre-quoted-cover-is-vital-including-claim-examples/
Date: 2026-01-17

As sure as night follows day, organisations will be bought and sold, so the circumstances in which the decision to purchase ‘run off’ cover might present themselves will always exist.

## Choice of Lawyers on Management Liability Claims (Post)
URL: https://www.mprunderwriting.com/insights/choice-of-lawyers-on-management-liability-claims/
Date: 2026-01-17

It is well established that the choice of lawyer under a Directors & Officers (“D&O”) policy/section of cover should involve the insured person and ought not to be mandated. 

## Professional Services Exclusions and D&O Liability (Post)
URL: https://www.mprunderwriting.com/insights/professional-services-exclusions-and-do-liability/
Date: 2026-01-17

The Professional Services Exclusion (“PSE”) is one of the most common adjustments to Directors & Officers (“D&O”) policies/sections of cover, appearing in many as a standard feature (as opposed to a discretionary, endorsement based approach).

## Continuity and Management Liability (Post)
URL: https://www.mprunderwriting.com/insights/continuity-and-management-liability/
Date: 2026-01-17

It is rare to find a Management Liability product that has been created from scratch. As a consequence of the typical ‘pick and mix’ approach, there can be inconsistent definitions and understandings of some of the key concepts. “Continuity” is one such area.

## MPR Cyber Credentials (Post)
URL: https://www.mprunderwriting.com/insights/mpr-cyber-credentials/
Date: 2026-01-17

A picture of MPR’s Cyber Credentials.

## Insolvency Events and D&O Liability: Proceedings with Caution (Post)
URL: https://www.mprunderwriting.com/insights/insolvency-events-and-do-liability-proceedings-with-caution/
Date: 2026-01-17

The recent economic landscape has sharpened the focus on the increasing risks of insolvency to directors & officers and, consequently, to providers of Management Liability Insurance. 

## How to Choose an Employment Practices Liability Limit 2025 (Post)
URL: https://www.mprunderwriting.com/insights/how-to-choose-an-employment-practices-liability-limit-2025/
Date: 2026-01-17

When considering what limits to choose under a Management Liability (“ML”) policy, much of the focus centres on the Directors and Officers (“D&O”) liability section. 

## To Fee or Not to Fee (Post)
URL: https://www.mprunderwriting.com/insights/to-fee-or-not-to-fee/
Date: 2026-01-17

‘This “triumph for access to justice” will not be welcomed by all’. So declared Supreme Court judge, Lord Reed, on ruling unanimously in favour of Unison, following their appeal against the legality of the system of employment tribunal fees on July 26 2017. 

## Navigating a Softening Cyber Market (Post)
URL: https://www.mprunderwriting.com/insights/navigating-a-softening-cyber-market/
Date: 2026-01-17

It doesn’t seem long since our tips on navigating a hardening market, but the cyber insurance world moves fast, and we find ourselves at a different stage of the cycle. An abundance of options and pricing disparities can make softening markets just as tricky to navigate, but there are important points to bear in mind.

## Going Local Down in Acapulco: D&O and Overseas Subsidiaries (Post)
URL: https://www.mprunderwriting.com/insights/going-local-down-in-acapulco-do-and-overseas-subsidiaries/
Date: 2026-01-17

The question of how to most appropriately address cover for overseas subsidiaries under Directors and Officers Liability (“D&O”) policies has circulated for over 15 years. 

## The Golden Hour in Cyber Incident Response (Post)
URL: https://www.mprunderwriting.com/insights/the-golden-hour-in-cyber-incident-response/
Date: 2026-01-17

The ‘Golden Hour’ is a phrase most commonly used in the medical profession to describe the vital period of time following a traumatic or critical injury, where providing prompt medical or surgical intervention offers the highest chance of survival.

## Cyber Insurance – What to Expect in 2025 (Post)
URL: https://www.mprunderwriting.com/insights/cyber-insurance-what-to-expect-in-2025/
Date: 2026-01-17

Cyber Insurance has seen significant change in recent years however, the key themes and concepts remain vitally important.

## MPR Infographic 2025 (Post)
URL: https://www.mprunderwriting.com/insights/mpr-infographic-2025/
Date: 2026-01-17

A picture of MPR.

## Pension Liability – Ten Claim Examples (Post)
URL: https://www.mprunderwriting.com/insights/pension-liability-ten-claim-examples/
Date: 2026-01-17

Organisations that provide pensions and the trustees of such schemes play crucial roles in maintaining their suitability and integrity. 

## Entity Cover Explained (Post)
URL: https://www.mprunderwriting.com/insights/entity-cover-explained/
Date: 2026-01-17

The origins of ‘entity cover’ as an extension to Directors and Officers Liability (“D&O”) policies dates from the late 1990’s.

## Thank You, from MPR Underwriting (Post)
URL: https://www.mprunderwriting.com/insights/thank-you-from-mpr-underwriting/
Date: 2026-01-17

We are absolutely thrilled to secure a 5 star ranking for the fifth consecutive year. Thank you.

## Employment Practices Liability – Ten Claim Examples (Post)
URL: https://www.mprunderwriting.com/insights/employment-practices-liability-ten-claim-examples/
Date: 2026-01-17

Since the beginning of the COVID-19 pandemic, the number of employment tribunal cases rose by 13.4%, with an increase of 7% in the 2023/24 financial year.

## Neil McCarthy: MPR Underwriting strives to be ‘accessible expert’ for brokers (Post)
URL: https://www.mprunderwriting.com/insights/neil-mccarthy-mpr-underwriting-strives-to-be-accessible-expert-for-brokers/
Date: 2026-01-17

MPR Underwriting Managing Director provides an overview of factors impacting MGAs today

## Something for Everyone: EIGHT Management Liability Products, from MPR (Post)
URL: https://www.mprunderwriting.com/insights/something-for-everyone-eight-management-liability-products-from-mpr/
Date: 2026-01-17

MPR have developed EIGHT products, each specifically designed to match the requirements of a particular type of organisation.

## Inside ‘Outside Directorship Liability’ (Post)
URL: https://www.mprunderwriting.com/insights/inside-outside-directorship-liability/
Date: 2026-01-17

Hidden in the depths of most Directors and Officers Liability (“D&O”) policies is a clause granting cover for Outside Directorship Liability (“ODL”).

## Accessing Cyber Insurance & the Importance of Incident Response (Post)
URL: https://www.mprunderwriting.com/insights/accessing-cyber-insurance-the-importance-of-incident-response/
Date: 2026-01-17

In 2017, Tim Jones wrote an article titled Cyber events and the importance of incident response. A lot has happened since, so it seemed like an appropriate time to sense check the different approaches to underwriting Cyber Insurance that have developed. 

## Employment Practices: Cover in D&O Policies and in Insolvency Scenarios (Post)
URL: https://www.mprunderwriting.com/insights/employment-practices-cover-in-do-policies-and-in-insolvency-scenarios/
Date: 2026-01-17

Directors and Officers Liability (“D&O”) policies (or D&O sections of Management Liability (“ML”) policies) do not usually exclude cover for employment claims. However, such cover is only of minimal use and is rarely triggered in disputes between employees and employers. 

## Corporate Manslaughter and Management Liability (Post)
URL: https://www.mprunderwriting.com/insights/corporate-manslaughter-and-management-liability/
Date: 2026-01-17

It is more than 15 years since The Corporate Manslaughter and Corporate Homicide Act 2007 (the “Act”) was introduced on 6 April 2008. The Act was an attempt to make it easier for the authorities to prosecute organisations where a corporate management failing caused a fatality.

## Crime – Ten Private Company Claim Examples (Post)
URL: https://www.mprunderwriting.com/insights/crime-ten-private-company-claim-examples/
Date: 2026-01-17

External fraud in the UK is on the rise and, whilst accounting fraud has reduced since the last report, it is likely that alternative working practices necessitated by Covid means that some frauds are yet to be discovered.

## Cyber Insurance - Once More Unto the Breach (Post)
URL: https://www.mprunderwriting.com/insights/cyber-insurance-once-more-unto-the-breach/
Date: 2026-01-17

The cyber market has seen some recent instability. A wave of cyber events (particularly Ransomware) drove harder market conditions and the raising of the bar on cyber security requirements. This has attracted new insurers and competition is intensifying again.

## The Significance of Extended Reporting Periods (Post)
URL: https://www.mprunderwriting.com/insights/the-significance-of-extended-reporting-periods/
Date: 2026-01-17

It is abundantly clear that not all Management Liability (“ML”) policy wordings are of the same quality. The difference is perhaps more acutely observed when comparing off line language with e-traded/statement of fact based policies.

## Management Liability LossExamples (D&O and Entity): 23 for 2023 (Post)
URL: https://www.mprunderwriting.com/insights/management-liability-lossexamples-do-and-entity-23-for-2023/
Date: 2026-01-17

MPR has now been established for over 6 years and since then we have observed many Management Liability claims. Perhaps as might be expected, there is a noticeable increase in regulator activity during that period.

## The Importance of Preambles (Post)
URL: https://www.mprunderwriting.com/insights/the-importance-of-preambles/
Date: 2026-01-17

The construction of an exclusion is vital to its operation and impact. The preamble can often be more fundamental to the outcome than the language that follows.

## Benefit Planning: Pension Liability Insurance (Post)
URL: https://www.mprunderwriting.com/insights/benefit-planning-pension-liability-insurance/
Date: 2026-01-17

Pension Liability Insurance has become more difficult to place due to the falling number of carriers from whom the cover can be sourced. 

## Adding ‘Associated Companies’ to Management Liability Policies (Post)
URL: https://www.mprunderwriting.com/insights/adding-associated-companies-to-management-liability-policies/
Date: 2026-01-17

The request to include ‘associated companies’ on a management liability policy is common. The response from underwriters is not. 

## How to Choose a D&O Liability Limit (Post)
URL: https://www.mprunderwriting.com/insights/how-to-choose-a-do-liability-limit/
Date: 2026-01-17

The question of how to choose a Directors and Officers (“D&O”) liability policy limit is one which is frequently visited. Unhelpfully, there is no clear and unequivocal way to answer. 

## Governing Law and Jurisdiction (Post)
URL: https://www.mprunderwriting.com/insights/governing-law-and-jurisdiction/
Date: 2026-01-17

Governing law (or “choice of law”) and jurisdiction are quite closely linked, and are often dealt with in the same place, but they do cover 2 slightly different things.

## We Need to Talk about Specialist (Post)
URL: https://www.mprunderwriting.com/insights/we-need-to-talk-about-specialist/
Date: 2026-01-17

At a time when the PI market is just about as confusing as it has ever been, talking about Miscellaneous PI appetite can be a particularly tricky business. 

## All Employees as Insured Persons (Post)
URL: https://www.mprunderwriting.com/insights/all-employees-as-insured-persons/
Date: 2026-01-17

A recent policy comparison highlighted ‘all employees as Insured Persons’ as the main policy feature. From the perspective of a director, I found this both curious and puzzling. 

## D&O and the Duty to Defend (Post)
URL: https://www.mprunderwriting.com/insights/do-and-theduty-to-defend/
Date: 2026-01-17

The ‘duty to defend’ is a long-standing provision in D&O policies and, in broad terms, allows the appointment of a lawyer to be the choice of the insured person(s). 

## Order of Payments (Post)
URL: https://www.mprunderwriting.com/insights/order-of-payments/
Date: 2026-01-17

The heritage of ‘Order of Payments’ or “Priority of Payments” clauses is rooted in the introduction of entity coverage to the Directors and Officers (“D&O”) policy architecture in the early 1990’s.

## Keeping your Cyber Insurer Happy (Post)
URL: https://www.mprunderwriting.com/insights/keeping-your-cyber-insurer-happy/
Date: 2026-01-17

Risk mitigation is a key compliment to any quality insurance solution, and cyber is no different. A combination of a rise in the severity of claims and hardening market conditions has focussed attention on simple yet effective measures that insurers will look for as minimum requirements.

## Allocation in D&O Policies (Post)
URL: https://www.mprunderwriting.com/insights/allocation-in-d-o-policies/
Date: 2026-01-17

There is little doubt that Directors & Officers (‘D&O’) Liability is a sophisticated product which contains potentially complex concepts and processes. Despite the low profile in a D&O policy features showreel, ‘allocation’ is nonetheless a key component of any contract and plays a role in all claims. 

## D&O Deductibles (Post)
URL: https://www.mprunderwriting.com/insights/d-o-deductibles/
Date: 2026-01-17

Once upon a time, deductibles were a common feature of Directors and Officers (‘D&O’) Liability policies. Typically reserved for larger or more challenging private risks, or those that were publicly listed, they faded from view as the soft market invaded every element of the contract.

## Podcast: A look at MGAs (Post)
URL: https://www.mprunderwriting.com/insights/podcast-a-look-at-mgas/
Date: 2026-01-17

MPR feature on a podcast looking at the role of MGAs within the Insurance industry.

## Navigating the PI Market (Post)
URL: https://www.mprunderwriting.com/insights/navigating-the-pi-market/
Date: 2026-01-17

The case for solid analysis and judgemental flexibility in the underwriting process has never been more important. Here are some strategies that may help.

## Any One Claim & D&O: Much Ado About Nothing? (Post)
URL: https://www.mprunderwriting.com/insights/any-one-claim-do-much-ado-about-nothing/
Date: 2026-01-17

As Shakespeare conveyed in Hamlet, "There is nothing good or bad, only thinking makes it so." No event or occurrence is truly good or bad, they are based on our cognitive processing and pre-suppositions. 

## Cyber-Crime: Lights, Camera, Distraction (Post)
URL: https://www.mprunderwriting.com/insights/cyber-crime-lights-camera-distraction/
Date: 2026-01-17

Our ever-increasing reliance on technology to complete even the most menial of tasks in our everyday lives can provide a metaphor for businesses and how they might mitigate their exposure to these types of fraud by risk control and/or risk transfer.

## Seven Steps to Selling Cyber (Post)
URL: https://www.mprunderwriting.com/insights/seven-steps-to-selling-cyber/
Date: 2026-01-17

MPR’s CIRI policy specifically has an ‘Immediate Incident Response Expenses’ definition, because we want the policyholder to act without hesitation, even if they feel they may be able to handle it themselves. 

## Prior & Pending Litigation Date and Retroactive Date – A Case of Mistaken Identity? (Post)
URL: https://www.mprunderwriting.com/insights/prior-pending-litigation-date-and-retroactive-date-a-case-of-mistaken-identity/
Date: 2026-01-17

The question of the difference between, and application of, the prior and pending litigation date (“P&P date”) and the retroactive date (“retrodate”) is a frequently visited conversation and can sometimes be difficult to decipher.

## Cyber Insurance – a ‘Potential’ Difference (Post)
URL: https://www.mprunderwriting.com/insights/cyber-insurance-a-potential-difference/
Date: 2026-01-17

Discussions about cyber insurance policy cover and sales techniques have intensified recently, but the narrative can be high level and lacking in any real-life context. 

## Five reasons to act quickly during a cyber event (Post)
URL: https://www.mprunderwriting.com/insights/five-reasons-to-act-quickly-during-a-cyber-event/
Date: 2026-01-17

Incident response providers have observed that a strong theme emerging, even where a cyber insurance policy in force, is poor escalation from the discovery of the cyber event to the point at which the appropriate experts are engaged. 

## DIC Clauses – Let’s have a look at what you could have won! (Post)
URL: https://www.mprunderwriting.com/insights/dic-clauses-lets-have-a-look-at-what-you-could-have-won/
Date: 2026-01-17

Those of a certain vintage will recognise that ‘Difference in Conditions’ (DIC) clauses have been around for quite some time. 

## Entity Cover for a Nonentity. Confused? Join the Club (Post)
URL: https://www.mprunderwriting.com/insights/entity-cover-for-a-nonentity-confused-join-the-club/
Date: 2026-01-17

Anyone who has ever been involved with junior sport will know the challenges associated with keeping all those involved happy.

## Insured Capacity – does it come with guarantees? (Post)
URL: https://www.mprunderwriting.com/insights/insured-capacity-does-it-come-with-guarantees/
Date: 2026-01-17

‘Insured capacity’ is a frequently visited subject and continues to be a central aspect in many discussions around the scope of D&O policies.

## Avoiding the Sucker Punch: Buying and Selling Cyber Insurance (Post)
URL: https://www.mprunderwriting.com/insights/avoiding-the-sucker-punch-buying-and-selling-cyber-insurance/
Date: 2026-01-17

Despite a continuing increase in cyber breach events, a changing regulatory landscape (post GDPR) and a further increase in use of (and reliance on) technology, cyber insurance is still often regarded as a difficult product to sell.

## Five overlooked features of cyber insurance (Post)
URL: https://www.mprunderwriting.com/insights/five-overlooked-features-of-cyber-insurance/
Date: 2026-01-17

With a multitude of cyber insurance products available in the UK a lot of work has been carried out on policy comparisons, but there are some product characteristics that are often overlooked or require further examination. Here are five key features and why they’re important.

## The Insurance Act 2015: Was the jump as long as the run up? (Post)
URL: https://www.mprunderwriting.com/insights/the-insurance-act-2015-was-the-jump-as-long-as-the-run-up/
Date: 2026-01-17

The Insurance Act 2015 (“the Act”) was hailed by some as “the most profound shift in UK commercial insurance law ever”. 

## Whatever Happened to the Major Shareholder Exclusion? (Post)
URL: https://www.mprunderwriting.com/insights/whatever-happened-tothe-major-shareholder-exclusion/
Date: 2026-01-17

At the Championship play off final in 2010, Blackpool FC sold 37,000 tickets for their game against Cardiff. Seven years later, in the League Two final against Exeter, only around 5,000 tickets were sold.

## Litigation Funding and D&O Liability (Post)
URL: https://www.mprunderwriting.com/insights/litigation-funding-and-do-liability/
Date: 2026-01-17

The profile of litigation funding has been raised recently with the case of RBS, and there is further evidence that it is emerging as a greater threat in the event of alleged wrongdoing, whatever the nature or scale of the organisation in question.

## Five answers to cyberinsurance doubts (Post)
URL: https://www.mprunderwriting.com/insights/five-answers-to-cyberinsurance-doubts/
Date: 2026-01-17

During the many conversations around the challenges of selling cyber insurance, some common themes emerge, but these are often easily answered.

## Cyber events and the importance of incident response (Post)
URL: https://www.mprunderwriting.com/insights/cyber-events-and-the-importance-of-incident-response/
Date: 2026-01-17

When it comes to Cyber events, we’re not talking about “if” and “when“ any more… it’s more a case of “How“… How will an organisation deal with the situation?

## Fraudsters show no charity (Post)
URL: https://www.mprunderwriting.com/insights/fraudsters-show-no-charity/
Date: 2026-01-17

The emergence of ‘Social Engineering’ has shattered many organisations. In this case, the hospice was duped into believing they were taking part in an on-line virus check. 

## Why ‘Miscellaneous’ simply isn’t good enough… (Post)
URL: https://www.mprunderwriting.com/insights/why-miscellaneoussimply-isnt-good-enough/
Date: 2026-01-17

Why ‘approved’ insurers are all looking to write the traditional business from a similar perspective on the same basis, with pricing and service the only real differentiators.

## Professional service firms – what PI underwriters care about (Post)
URL: https://www.mprunderwriting.com/insights/professional-service-firms-what-pi-underwriters-care-about/
Date: 2026-01-17

When considering insuring professional service firms’, the focus tends to be on the business activities, fee income and claims experience.

## Cyber Crime cover (Post)
URL: https://www.mprunderwriting.com/insights/cyber-crime-cover/
Date: 2026-01-17

Cyber Crime cover from MPR Underwriting.

## Architects – Beyond Design Exposures (Post)
URL: https://www.mprunderwriting.com/insights/architects-beyond-design-exposures/
Date: 2026-01-17

Many architects PI claims don’t come from typical design errors that you might expect, but from inspection duties or project management, either during the project or post completion.

## Defamation exposure and increased social media use (Post)
URL: https://www.mprunderwriting.com/insights/defamation-exposure-and-increased-social-media-use/
Date: 2026-01-17

A component part of many PI policies is that they provide cover for forms of defamation (most commonly libel and slander) in the course of their business activities.

## ‘Verbal’ – one word, all the difference (Post)
URL: https://www.mprunderwriting.com/insights/verbal-one-word-all-the-difference/
Date: 2026-01-17

The same pattern sometimes appears in business. When things go wrong, frustrated parties can act irrationally and may say things that won’t necessarily be followed up on.

## Deferred Prosecution Agreements (Post)
URL: https://www.mprunderwriting.com/insights/deferred-prosecution-agreements/
Date: 2026-01-17

This constant legislative evolution is not to suffocate organisations, but to seek to keep them honest and to protect innocent people reliant on the future of a company, such as suppliers, manufacturers or customers.

## Managing a cyber event (Post)
URL: https://www.mprunderwriting.com/insights/managing-a-cyber-event/
Date: 2026-01-14

Managing a typical cyber event with MPR Cyber Incident Response and Insurance.

## Why do staff steal from employers (Post)
URL: https://www.mprunderwriting.com/insights/why-do-staff-steal-from-employers/
Date: 2026-01-14

This ‘rationalisation’ is part of a standard methodology developed by fraud investigators. It is also one aspect of the most widely accepted model for explaining why employees steal from their employers, namely the ‘fraud triangle’.

## Social Engineering Fraud – a perfect storm (Post)
URL: https://www.mprunderwriting.com/insights/social-engineering-fraud-a-perfect-storm/
Date: 2026-01-14

Underwriters don’t like surprises. We like the predictable and the foreseeable. Yet, every now and then, a theme emerges that wasn’t predicted or foreseen.

## Recovery of assets following an employee fraud (Post)
URL: https://www.mprunderwriting.com/insights/recovery-of-assets-followingan-employee-fraud/
Date: 2026-01-13

The Association of Certified Fraud Examiners estimates that, on average, 6% of the turnover of an organisation is lost to employee fraud.

## Crime Insurance (Product)
URL: https://www.mprunderwriting.com/products/crime-insurance/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers insurance for well-established crime techniques, as well as those that are newly emerging. The...

## Cyber Incident Response and Insurance (Product)
URL: https://www.mprunderwriting.com/products/cyber-incident-response-and-insurance/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers Cyber Incident Response and Insurance to organisations to protect against 1st party costs and...

## Directors & Officers Insurance for Private Companies (Product)
URL: https://www.mprunderwriting.com/products/directors-officers-insurance-for-private-companies/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers D&O insurance to private companies to protect against the escalating risks and costs facing...

## Directors & Officers Insurance for Public Companies (Product)
URL: https://www.mprunderwriting.com/products/directors-officers-insurance-for-public-companies/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers D&O insurance to public companies to protect against the escalating risks and costs facing...

## Employment Practices Insurance (Product)
URL: https://www.mprunderwriting.com/products/employment-practices-insurance/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers Employment Practices Insurance to all types of organisations to protect against the risks and...

## Management & Professional Risks Insurance for Investment Management Companies (Product)
URL: https://www.mprunderwriting.com/products/management-professional-risks-insurance-for-investment-management-companies/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to Investment Management Companies. Protection of the assets of...

## Management Risks Insurance for Barristers (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-barristers/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to protect the assets of barristers, chambers and service...

## Management Risks Insurance for Law Firms (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-law-firms/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to protect the assets of law firms against the...

## Management Risks Insurance for Partnerships (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-partnerships/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to protect the assets of partnerships against the risks...

## Management Risks Insurance for Portfolio Companies (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-portfolio-companies/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to portfolio companies to protect them and their management...

## Management Risks Insurance for Employee Ownership Trusts (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-employee-ownership-trusts/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to employee ownership trusts: The financial risks facing organisations...

## Management Risks Insurance for Limited Liability Partnerships (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-limited-liability-partnerships/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to protect the assets of Limited Liability Partnerships against...

## Management Risks Insurance for Private Companies (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-private-companies/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to private companies to protect them against the escalating...

## Management Risks Insurance for Third Sector Organisations (Product)
URL: https://www.mprunderwriting.com/products/management-risks-insurance-for-third-sector-organisations/
Date: 2026-01-08

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to protect the assets of third sector organisations against...

## Pension Liability Insurance (Product)
URL: https://www.mprunderwriting.com/products/pension-liability-insurance/
Date: 2026-01-07

Cyber IncidentResponse and Insurance MPR offers Pension Liability Insurance to those responsible for establishing, maintaining and managing employee pension and...

## Pension Wind Up Liability Insurance (Product)
URL: https://www.mprunderwriting.com/products/pension-wind-up-liability-insurance/
Date: 2026-01-07

Cyber IncidentResponse and Insurance MPR offers Pension Wind Up Liability Insurance to trustees responsible for the winding up of employee...

## Private Equity and Venture Capital Insurance (Product)
URL: https://www.mprunderwriting.com/products/private-equity-and-venture-capital-insurance/
Date: 2026-01-07

Cyber IncidentResponse and Insurance MPR offers a financial lines package policy to protect the assets of private equity and venture...

## Professional Indemnity Insurance for Property Professionals and Surveyors (Product)
URL: https://www.mprunderwriting.com/products/professional-indemnity-insurance-for-property-professionals-and-surveyors/
Date: 2026-01-07

Cyber IncidentResponse and Insurance MPR offers Professional Indemnity (PI) insurance to Property Professionals and Surveyors to protect against damages and...

## Professional Indemnity Insurance for Architects & Engineers (Product)
URL: https://www.mprunderwriting.com/products/professional-indemnity-insurancefor-architects-engineers/
Date: 2026-01-05

Cyber IncidentResponse and Insurance MPR offers Professional Indemnity (PI) insurance to architects and engineers to protect against damages and defence...

## Professional Indemnity Insurance for Media Companies (Product)
URL: https://www.mprunderwriting.com/products/professional-indemnity-insurance-for-media-companies/
Date: 2026-01-05

Cyber IncidentResponse and Insurance MPR offers Media PI insurance to organisations to protect against damages and defence costs arising from...

## Professional Indemnity Insurance for Specialists (Product)
URL: https://www.mprunderwriting.com/products/professional-indemnity-insurance-for-specialists/
Date: 2025-12-17

Cyber IncidentResponse and Insurance MPR offers Specialist PI insurance to organisations to protect against damages and defence costs arising from...

## Neil McCarthy (Team)
URL: https://www.mprunderwriting.com/team/neil-mccarthy/
Date: 2025-11-26



## Tim Jones (Team)
URL: https://www.mprunderwriting.com/team/tim-jones/
Date: 2025-11-26



## Karen Williams (Team)
URL: https://www.mprunderwriting.com/team/karen-williams/
Date: 2025-11-26



## Anthony Wright (Team)
URL: https://www.mprunderwriting.com/team/anthony-wright/
Date: 2025-11-26



## Catriona Yule (Team)
URL: https://www.mprunderwriting.com/team/catriona-yule/
Date: 2025-11-26



## James Fayle (Team)
URL: https://www.mprunderwriting.com/team/james-fayle/
Date: 2025-11-26



## Pete McMahon (Team)
URL: https://www.mprunderwriting.com/team/pete-mcmahon/
Date: 2025-11-26



## Magnus McGurk (Team)
URL: https://www.mprunderwriting.com/team/magnus-mcgurk/
Date: 2025-11-26



## Jo Smith (Team)
URL: https://www.mprunderwriting.com/team/jo-smith/
Date: 2025-11-26



## Kendra Hill (Team)
URL: https://www.mprunderwriting.com/team/kendra-hill/
Date: 2025-11-26



## Matthew McCarthy (Team)
URL: https://www.mprunderwriting.com/team/matthew-mccarthy/
Date: 2025-11-26



## Callum McCarthy (Team)
URL: https://www.mprunderwriting.com/team/callum-mccarthy/
Date: 2025-11-26



## Cookie Policy (Page)
URL: https://www.mprunderwriting.com/cookie-policy/
Date: 2025-11-24

Cookie Policy In order to improve our website and the services we provide to you, we may use small files...

## Contact (Page)
URL: https://www.mprunderwriting.com/contact/
Date: 2025-11-21

Contact us We put our people at the forefront of everything we do, delivering a trusted and approachable solution, so...

## Resources (Page)
URL: https://www.mprunderwriting.com/resources/
Date: 2025-11-21

Document Library Our Document Library contains downloadable resources for all our products and recent articles. Featured Download our Corporate brochure...

## Insights (Page)
URL: https://www.mprunderwriting.com/insights/
Date: 2025-11-21

Financial Lines insurance insights, news and broker updates.

## Products (Page)
URL: https://www.mprunderwriting.com/products/
Date: 2025-11-21

Our Products MPR has the technical experience to write a range of risks – small and large – covering a...

## Team (Page)
URL: https://www.mprunderwriting.com/team/
Date: 2025-11-21

Our team ofspecialist underwriters While AI’s benefits are clear, financial lines insurance requires human intelligence (Hi) and expert oversight for...

## About (Page)
URL: https://www.mprunderwriting.com/about/
Date: 2025-11-20

To be solid, insurance must be flexible. We work directly with brokers to help you navigate a complex, invisible world...

## MPR Underwriting (Page)
URL: https://www.mprunderwriting.com/
Date: 2025-08-02

We are a specialist underwriterof financial lines insurance. Financial lines insurance requires a certain flexibility of approach. The ability to...

## Data protection and privacy notice (Page)
URL: https://www.mprunderwriting.com/privacy-policy/
Date: 2025-08-02

Data protection and privacy notice Who are we? We are MPR Underwriting Limited (“MPR”), company registration number 10529758. Our address...