Factsheet

Cyber

Managing a typical cyber event with MPR Cyber Incident Response and Insurance

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Tim Jones

Written by

Tim Jones

Language Matters

Professional Services Exclusions
and D&O Liability

The Professional Services Exclusion (“PSE”) is one of the most common adjustments to Directors & Officers (“D&O”) policies/sections of cover, appearing in many as a standard feature (as opposed to a discretionary, endorsement based approach). This frequency of use might suggest a settled position both on language and intent, but this is far from the case, with inconsistency around construction, purpose and impact.

Factsheet

Navigating a Hard Cyber Market

Cyber Insurance is becoming a more challenging product to place. Frequent and severe losses, combined with a previous ‘soft’ market landscape have created profitability issues for insurers.

Insight

Litigation Funding
and D&O Liability

The profile of litigation funding has been raised recently with the case of RBS, and there is further evidence that it is emerging as a greater threat in the event of alleged wrongdoing, whatever the nature or scale of the organisation in question.